What does long-term care insurance cover?

Long-term care insurance provides benefits for prescribed long-term care, meaning a licensed health care practitioner must verify or diagnose a person's need for long-term care, which can include nursing home, assisted daily living an/or home health care services. Great improvements have been made since the first long-term care products were introduced over two decades ago. Today's policies have more features and most do not restrict coverage to nursing homes. With options available that cover care in the home or in community settings, such as assisted living facilities or adult day care centers, you can buy a policy that is tailored to your needs and individual situations.

This information is from the MN Dept. of Commerce.

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Martinson Insurance
518 Hawthorne Street • PO Box 8
Alexandria, MN 56308
Phone: 320-763-6518
Toll Free: 800-757-6518
Fax: 320-763-5546
E-mail: agency@martinsoninsurance.com
Web: www.martinsoninsurance.com