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How Much Are Your Possessions Worth?
Properly
valuing your personal possessions is very important but can
often be both tedious and difficult. However, the task is
nearly impossible if you don't have good documentation of
what you own.
The following
list could be very helpful in identifying what you own and,
more importantly, used as proof of loss in case disaster strikes
such as a serious storm, theft, or fire. If you print and
complete this list, make a couple of copies, keeping one or
two at a location away from your home. If you also want to
keep a copy at your home, use an insulated safe (small ones
are sold for in-home storage of important papers).
Another
good location is to put a copy in a plastic bag and keep it
in your freezer (which can offer extra protection for non-food
items).
Besides
listing what you own, it's also good to do the following:
- take
pictures of and/or videotape your possessions
- keep
your sales receipts
- keep
your warranty information
- get
appraisals and keep them current (appropriate for expensive
property)
For items
which you don't have receipts or product information, include
information on when and where you bought the property.
It may
seem like a lot of work, but you'll be happy to have this
gold mine of information to assist your insurer in giving
you protection against loss of your possessions.
General
Personal Property Inventory completed by____________ Date
completed___________________
$__________Sofa, couches, etc.
$__________Chairs
$__________Tables, end tables, etc.
$__________Desks, secretaries
$__________Chests, cabinets
$__________Cupboards, buffet, etc.
$__________Lamps
$__________Pictures, wall hangings
$__________Clocks
$__________Decorations
$__________Books
$__________Draperies, curtains, blinds
$__________Rugs
$__________CD players, DVD players and accessories
$__________Radios
$__________Televisions
$__________VCRs, Camcorders
$__________Home entertainment accessories (speakers, digital
equipment)
$__________Computers, scanners, copiers, monitors, printers,
speakers
$__________Other computer accessories
$__________Table linens
$__________China, chinaware
$__________Crystal, glassware
$__________Kitchen appliances
$__________Small appliances
$__________Cookware
$__________Cutlery, utensils, etc.
$__________Beds, mattresses
$__________Dressers, vanities
$__________Bedding, blankets, linens
$__________Bath towels, linens
$__________Suits (men's, women's)
$__________Coats (men's, women's)
$__________Dresses
$__________Jackets, sweaters
$__________Skirts, slacks
$__________Shirts, blouses
$__________Hats, gloves
$__________Purses, billfolds
$__________Costume jewelry
$__________Robes, lounging wear
$__________Shoes, boots, slippers
$__________Luggage
$__________Sports equipment
$__________Miscellaneous effects
$__________TOTAL Valuables and Treasures
$__________Fine jewelry (list items separately at the bottom
of the page)
$__________Valuable furs (list items separately at the bottom
of the page)
$__________Art treasures
$__________Silver, silverware
$__________Camera equipment
$__________Guns and accessories
$__________Musical instruments
$__________Stamp collection
$__________Coin collection
$__________TOTAL
$__________GRAND TOTAL OF ALL ABOVE
List specific items and value below:
$__________ item__________
$__________ item__________
$__________ item__________
$__________ item__________
$__________ item__________
$__________ item__________
$__________ item__________
$__________ item__________
$__________ item__________
$__________ item__________
$__________ item__________
$__________ item__________
$__________ item__________
$__________ item__________
$__________ item__________
$__________ item__________
$__________ item__________
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Martinson
Insurance
518 Hawthorne Street • PO Box 8
Alexandria, MN 56308
Phone: 320-763-6518
Toll Free: 800-757-6518
Fax: 320-763-5546
E-mail: agency@martinsoninsurance.com
Web: www.martinsoninsurance.com
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