Low Income Alternatives to Medicare Supplemental Insurance

If you cannot afford to purchase Medicare supplemental insurance, there are alternative programs that may help cover your Medicare costs. These programs are:

Medical Assistance (also know as Medicaid)

If you are eligible for Medical Assistance you do not need to buy Medicare supplemental insurance. The program pays almost all of the health care costs for anyone who is eligible. For more information, contact your county human services department.

If you bought a Medigap policy after November 5, 1991, and then become eligible for Medical Assistance, the law permits you to suspend your Medigap insurance for 24 months while you are enrolled in the Medical Assistance program. if you then lose your eligibility for Medical Assistance within 24 months, the law permits you to reinstate your supplemental insurance. If you are on Medical Assistance longer than 24 months, your insurance policy will terminate.

Information from the MN Department of Commerce.

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Martinson Insurance
518 Hawthorne Street • PO Box 8
Alexandria, MN 56308
Phone: 320-763-6518
Toll Free: 800-757-6518
Fax: 320-763-5546
E-mail: agency@martinsoninsurance.com
Web: www.martinsoninsurance.com