|
Your Ability to Earn is Your Most Valuable
Asset
All income
is created in one of two ways, either from people at work
or from capital at work. Dividends, interest and appreciation
are the products of capital at work. Most people need disability
income because they have not accumulated sufficient capital
to replace their current income. If you are like most people,
your income is the foundation that supports all of your future
dreams, hopes, and expectations. Your ability to earn an income
truly is your most valuable asset.
Disability
- more common than you may think
Consider
the following startling statistics:
- If
you are under age 35, chances are on in three that you will
be disabled for at least six months during the course of
your career.
- Men
have a 43% chance of becoming seriously disabled during
their working years; women have a 54% chance.
- At
age 42, it is four times more likely that you will become
seriously disabled than that you will die during your working
years.
Because
the odds are so great that you could become disabled at some
point, it's important to have a backup plan in place - a layer
of protection for the retirement nest egg you've worked so
hard to create.
Average
Duration Of A Long-Term* Disability At Various Ages
(*lasting 90 days or more)
|
|
Age
|
Duration
|
|
25
|
2
years, 2 months
|
|
30
|
2
years, 8 months
|
|
35
|
3
years, 1 month
|
|
40
|
3
years, 6 months
|
|
45
|
3
years, 11 months
|
|
50
|
4
years, 2 months
|
|
55
|
4
years, 5 months
|
Print
Page | Back
Martinson
Insurance
518 Hawthorne Street • PO Box 8
Alexandria, MN 56308
Phone: 320-763-6518
Toll Free: 800-757-6518
Fax: 320-763-5546
E-mail: agency@martinsoninsurance.com
Web: www.martinsoninsurance.com
|
